CONSTRUCTION LOANS

Customized Loan Structures Built For
Construction Project

FOCUS ON BUILDING YOUR DREAM

We provide financing for every stage in the commercial real estate construction lifecycle. Whether you're constructing single-family homes, Ground-up multifamily, Build-to-Rent, industrial condos, townhomes, Multifamily properties, we've got a solution for you!

In addition to financing adaptive re-use, new construction, we can help fund land acquisitions. Our lending experts are there every step of the way to help guide large projects from start to finish. We offer a range of financial products from construction loans, Mezzanine debt, bridge opportunities, permanent loans and agency. Product synergy allows a borrower to transition seamlessly from one product to another. Funding from $500k to $75 million.

Construction Financing for Multifamily & Residential Development

Upward Capital construction loan programs may allow for land, real estate taxes and insurance. We offer Low down payments, and options to roll fees into the loan help our clients keep cash on hand during their project.

We offer floating interest rates and post-construction options to exit through a refinance and provide lending solutions scalable for future growth. We finance various Property Types: Industrial, Self-Storage, Retail, Hospitality, Multifamily, Land, single-family residential development, Ground-up and industrial.

Loan Amount:

$500,000 to $75M

Land Loan Amount:

$5MM to $20M

Initial Loan Term:

12 to 36 months

Maximum Total LTC:

80%

Amortization:

None during initial term

Recourse:

Non-recourse with standard carve-outs

Funding Complex Construction Projects with Simple Solutions

Upward Capital’s commercial construction loans give companies the flexible funding they need to finance construction projects from start to finish. Our team takes the time to understand the complexities of your industry, market, and project needs. On-going communication with contractors, architects, and vendors helps ensure that your construction project gets timely funding. Funds can be used for: Franchised Territory Expansion, Brand Conversions, Property Expansion/Renovation, Adaptive Reuse and Ground-up Construction.

  • Down payments ranging from 10% to 30%.
  • Post-construction options for floating or fixed rate financing
  • Options to refinance for lower rates and longer-term repayment

Mezzanine Financing Benefits

Upward Capital offers mezzanine debt for commercial real estate projects, including new development, bridge opportunities and in conjunction with Upward capital permanent loans finance program. Mezzanine financing from Upward Capital Funding offers several benefits, including Loan amounts ranging from $5 million to $100 million.

Cash interest

Fixed and variable interest options

Payable In Kind interest

Equity stakes

Mezzanine Loan Criteria

Mezzanine financing is an ideal solution for business acquisitions, as well as larger commercial real estate development projects. Mezzanine debt is subordinate to first mortgage debt and is collateralized by a borrower’s equity interest in the property. Property Types: Multifamily, Mobile Home Community, Office, Industrial, Self-Storage, Retail, Hotel.

  • Loan Term
    5- 10 years
  • Lien Type
    Pledge of equity interest
  • Loan Amount
    $2MM and up
  • Loan-to-Value
    Up to 90% of appraised value (Subject property type, sponsorship, and market)
  • DSCR
    Minimum of 1.05x
  • Exit Fee
    None
  • Prepayment
    Yield Maintenance or Defeasance
  • Recourse
    non-recourse, subject to standard carve-outs

Get Pre-Qualified

Find out How Much Funding You Qualify for

If you have a large project lined up, and need a solution to ensure there are no gaps in financing, contact the team at Upward Capital Funding today. Don’t wait to apply for a construction loan and let an opportunity slip away. At Upward Capital Funding, we help property developers and commercial real estate investors with transactions of all sizes. Contact one of our finance specialists to learn how a construction Loan can work for you. Fill out the form below and we will get in touch with you within 24 hours.

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