SBA 504 Loans

Lock-in Fixed Rates for
Long-term Fixed Assets

Affordable Financing for Commercial Real Estate and Equipment

Our SBA 504 loans are great for purchasing commercial real estate, equipment and financing larger construction projects. Purchase undeveloped property. Finance ground-up construction. Buy and upgrade existing non-specialized buildings. Refinance conventional debt.

Our 504-loan program provides 80% to 90% financing is available on projects up to $12 million. Terms are up to 25 years for commercial real estate and up to 10 years for all other purposes. Interest rates can be either fixed or variable. No ballon payments!

SBA 504 LOAN FEATURES

Our SBA 504 loan is designed to finance long-term fixed assets like commercial real estate and equipment. You can use a 504 loan to purchase and renovate an existing building, buy land, and finance ground-up construction, purchase new equipment, or pay off debt incurred from these purchases.

Designed for businesses looking to expand through land or building acquisition, construction, or equipment purchase.

Loan amounts up to $15 million.

Terms are up to 25 years for commercial real estate and up to 10 years for machinery or equipment.

Interest rates are fixed or variable

Up to 90% loan-to-value

No balloon payments

WORKING CAPITAL SBA LOAN BENEFITS

Business owners have many working capital financing options, but due to high rates and aggressive repayment terms some short-term financing can be more of a burden than a help. Below are some of the major benefits to getting an SBA working capital loan.

Quick Approvals / Affordable Terms
SBA loans come with low interest rates. Working capital SBA loans also have longer repayment periods, with terms of up to ten years.

Flexible Use of Proceeds
Stabilize cash flow, stock up on inventory, hire a new employee, market a new product, purchase new equipment, and more.

USDA RURAL DEVELOPMENT LOANS

The USDA Business & Industry (B&I) Program is designed to grow, develop, improve, or finance businesses, industry, and employment. It is also designed to improve the economic and environmental conditions of rural areas. Eligible used of funds include (but are not limited to)

Purchase of land

Construction, enlargement, expansion, or modernization

The purchase and installation of machinery and equipment, supplies, inventory, startup costs or working capital

Debt refinancing

Get Pre-Qualified

Find out How Much Funding You Qualify for

At Upward Capital Funding, we’re ready to help you attain an SBA 504 loan. We help property developers and commercial real estate investors with transactions of all sizes. Contact one of our finance specialists to learn how an SBA Loan can work for you. Fill out the form below and we will get in touch with you within 24 hours.

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